These Terms of Use (“Agreement”) govern your access to and use of the website https://brightpaylimited.com/ and the services provided by BrightPay Limited (“Company,” “we,” “our,” “us”), including platform. By accessing or using any part of the website or services, you agree to comply with these Terms. If you do not agree to these terms, you must refrain from using our services.

1. Eligibility

You must be at least 18 years old to access or use the website and our services. By accessing or using our services, you represent and warrant that you are of legal age and have the capacity to enter into binding contracts.

1. Services Provided

BrightPay Limited offers activities auxiliary to financial services, including data processing, integration, and automation of business processes for financial services clients, including solutions for financial services, supporting automation and integration of financial processes, which allows businesses to integrate and automate their data management and collection for auxiliary financial services and processes across various business models and interfaces, such as websites, dashboards, CRMs, and mobile applications.

Our services include, but are not limited to:

• Providing access to the solutions for financial services, supporting automation and integration of financial processes

• Customization and integration of data models, forms, and interfaces

• Ongoing support, updates, and maintenance services

1. Account Registration and Security

In order to use our services, you may need to register an account. You agree to provide accurate, current, and complete information during the registration process and to update such information if necessary.

You are responsible for maintaining the confidentiality of your account login credentials and are fully responsible for all activities that occur under your account.

1. Usage of Services

You agree to use the website and services only for lawful purposes and in accordance with the terms outlined in this Agreement. You may not:

• Use our services to transmit harmful or illegal content.

• Attempt to access or interfere with the security or functionality of our solutions for financial services, supporting automation and integration of financial processes or other users’ accounts.

• Violate any applicable laws, including data protection regulations like GDPR.

• Reproduce, distribute, or resell any content from the solutions for financial services, supporting automation and integration of financial processes without prior written consent.

1. License to Use

Upon purchasing or subscribing to our services, you are granted a limited, non-exclusive, non-transferable license to access and use the solutions for financial services, supporting automation and integration of financial processes for your internal business purposes. This license is subject to the terms of this Agreement and any other terms specified in the applicable order or contract.

You may not sublicense, assign, or transfer your rights to use our solutions for financial services, supporting automation and integration of financial processes or any services provided by BrightPay Limited.

1. Payment and Subscription Terms

All payments for the services provided by BrightPay Limited must be made in advance unless otherwise agreed in writing. Pricing for our services is outlined in your subscription plan or contract.

We accept payments through various payment methods, including:

• Bank transfer

• Stripe

• PayPal or other verified payment systems

Invoices will be issued electronically upon payment confirmation.

1. Support and Maintenance

As part of our services, we offer ongoing ongoing support for businesses requiring auxiliary financial services based on the subscription package chosen by you. This may include:

• Access to technical support during business hours

• Regular updates and bug fixes

• Optional customizations and integrations

Support packages and service levels are defined in the subscription agreement or contract.

1. Intellectual Property Rights

All intellectual property rights, including copyrights, trademarks, and patents, related to the platform and any content provided by BrightPay Limited are owned by the Company or its licensors.

You are granted a license to use the solutions for financial services, supporting automation and integration of financial processes and related materials, but you do not acquire any ownership rights over the intellectual property by using our services.

1. Termination and Suspension

We reserve the right to terminate or suspend your access to the solutions for financial services, supporting automation and integration of financial processes and services if we believe you have violated the terms of this Agreement or engaged in any illegal activity. You may terminate your use of our services at any time by notifying us in writing.

Upon termination, your access to the solutions for financial services, supporting automation and integration of financial processes will be revoked, and any outstanding payments will remain due.

1. Limitation of Liability

To the fullest extent permitted by law, BrightPay Limited shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to the use of our services. Our total liability to you shall not exceed the amount you have paid to us for the use of the services in the past 12 months.

1. Indemnity

You agree to indemnify and hold harmless BrightPay Limited, its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including legal fees) arising out of your use of the platform and services or your violation of this Agreement.

1. Changes to This Agreement

We reserve the right to modify or update this Agreement at any time. Any changes will be posted on this page with the updated “Effective Date.” You are encouraged to review this Agreement periodically. Continued use of the services after changes are posted constitutes your acceptance of the updated terms.

1. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of Estonia and the European Union. Any disputes arising from this Agreement shall be resolved amicably whenever possible. If unresolved, the matter shall be referred to the competent court in Estonia.

1. Contact Information

For any questions or inquiries regarding these Terms of Use, please contact us at:

BrightPay Limited 
 Registered Address: Harju maakond, Tallinn, Kesklinna linnaosa, Vesivarava tn 50-201, 10152
 Email: brightpaylimited@gmail.com